Some people are born to live at ease, doing what they please, richer than the bees are in honey…the rest of us have to work for a living.
Buying a home is for many of us the largest purchase we’ll ever make. It takes a lot of hard work to afford to live where we live, but we get the benefit of shelter—a place to gather, a place to rest and play, and a safe place to raise our children. A home is a very costly part of our lives, and a very beneficial part.
Hard earned homes can be compromised if a title claim is made against the property. Even if that claim is illegitimate, the homeowner has to defend his title in a court of law. Litigation expenses can exceed the property value, making a legal defense cost prohibitive.
However title insurance can help a homeowner protect their purchase. At a fraction of the cost to hire an attorney, a title insurance policy pays court costs to defend the homeowner’s ownership.
Protect your purchase with title insurance, then all is not lost in the event of a claim or challenge. A title insurance policy is something I hope you’ll never use, but if you need it, it is all for the best.