06/04/25
Our initial podcast, after a 5 year hiatus from WFOY radio. Topic tonight: "What is a Private Nuisance?" Guest appearance by Dr. Ben Jackoby.
06/18/15
John Reardon dispels the myths surrounding Reverse Mortgages. Next, Rusty and Stephen discuss the ramifications of cutting a neighbor's tree.
07/02/25
How Title is Taken is Important
0:00:45 - 0:03:57 types of title
0:03:57 - 0:48:30 what is partitioning
0:08:45 - 0:09:00 is fungible a word
0:25:30 - 0:48:30 can a sale of homestead by forced
0:30:00 - 0:48:30 protecting minor children
0:48:30 - 0:52:40 is it a good idea to buy property with platted yet undeveloped roads
0:52:46 - 1:00:33 what is power of attorney (POA)
07/23/25
Tax Deeds versus Certifications - PART 2
(timecodes are estimated and will be corrected)
00:02:26 Municipal Liens - unfiled - Rusty says it goes away if not recorded in the public records. However, a water company, for example, could still refuse to turn on water if there is an outstanding balance.
00:09:00 Notice to Repair serves as notice to a future lien to be investigated.
00:11:30 "Unperfected Lien" means it has not been recorded.
00:17:30 Mortgage Foreclosures - unperfected liens are not wiped out.
00:26:30 Rusty utters the definitive word "YES" ;)
Tax Deeds & Mobile Homes
00:34:00 SJC appraiser office confirmed to us they would begin recording mobile home info on the website, we sent follow up email requesting it be added to the Legal Description.
00:40:30 Evictions, Storage Fees, Liens, Auctioning
00:46:00 Lot rent in mobile home park discussion
00:47:00 Estimated costs for unlawful detainer
00:49:00 Assesed as Real Property (RP) plus the land, merge for taxation
06/11/25
Topic: evictions, foreclosures, probate and other legal aid provided for our county's residents. Guest appearance by Attorney Megan Wall with St. Johns County Legal Aid.
06/25/25
Guest speaker Dr. Ben Jackoby. Dad's birthday (Stan Collins)...Stephen's morning altercation...tax deed purchases and doing research b4 buying...conservation easements...lawyers who write title, it's a conflict of interest.
07/16/25
Tax Deeds versus Certifications - PART !
0:01:20 - 0:07:20 Violent Squatter
0:07:20 - 0:16:50 Good Samaritan
0:17:05 - 0:24:17 Uninsured Motorist
0:24:30 - 1:04:50 Tax Deeds, Tax Certifications, Municipal Liens
1:00:41 - 1:04:50 Rusty explains he can offer Tax Deed Certifications in lieu of Suit to Quiet Title
07/30/25
Cross Default Clauses in Liens - 2 scenarios
Distress rules
Introducing Sterling Collins
LLC versus Partnerships
0:02:30 Defacto partnership defined
0:04:30 Corporation defined
0:05:10 LLC defined
0:07:30 Define every aspect for clarity
0:08:45 Defacto option
0:14:55 LTD partnership 0:17:30 Defining line for defacto partnership
0:31:00 Trust versus LLC, specifically Land Trust
0:36:00 Specific scenario (member challenges other members in trust)
08/06/25
08/27/25
Driver Licenses, Field Sobriety Tests, RX Medication, Seller Held Mtgs.
0:00:00 Introductions, DRPA and Driver Licenses
0:16:15 DL suspensions for not taking sobriety test
0:16:15 Recap of above
0:19:15 Rusty shares one more Driving Licenses story, how it affects one's reputation
0:27:00 Rusty challenges Stephen to a surprise Field Sobriety Test! 0:30:00 Prescription Medication must be labelled in RX bottle
0:33:00 Recommendation to obey LEO, cooperate but don't consent 0:38:00 Seller Held Mortgages
0:40:00 Purchase Money Mortgage Benefits
0:44:15 Shout out to Bob and Julie Johnson at Mortgage Market 0:45:35 Seller Held Mortgage exemptions
0:46:30 Foreclosure defense
0:56:30 Capital Gains benefit
0:59:30 Show ends
09/03/25
Private Lending/Seller Held Mortgages continued
0:00:00 Recap of last week's topic on unlicensed private lender # of loans permitted
0:10:48 Shoutout to Mortgage Market!
0:14:30 Scenario #1 - requesting a private loan (deed to secure debt) 0:17:39 "Option" defined
0:??:?? Return to scenario #1
0:22:30 Scenario #2
0:30:00 Unwritten agreement for deed
0:31:00 Scenario #3 - rent to own
0:34:00 What if the owner receives an IRS lien
0:35:40 Deed in Mortgage
0:38:30 Don't Take Shortcuts!
0:40:30 How quickly can foreclosure be done?
0:44:30 Lender/Owner needs to protect his asset
0:48:45 Quit Claim - pros/cons
0:54:00 Scenarios #4 & 5
0:56:00 Deed in Lieu of Foreclosure -- GET A NEW TITLE POLICY!
0:60:00 Show ends
09/10/25
Homestead Provisions of the Constitution
0:02:10 Homestead topic for this evening
0:03:00 Definition
0:03:55 Restrictions
0:05:00 Prohibitions
0:06:15 Municipality defined
0:09:00 Rights, PO Box on DL
0:12:30 Scenario #1 - establishing homestead with multiple properties
0:17:30 Scenario #2 - options 1 & 2 and solution (this is big!)
0:35:30 Partition Life Estate
0:37:00 Prenup No Marital Rights to homestead
0:43:45 Marital asset after many years
0:45:10 Marital effort example
0:46:00 Intestate Succession versus Wills (using Scenario #2 from above)
0:48:45 Scenario #3
0:50:30 Scenario #4
0:57:15 Intestate sucession again
0:57:30 Scenario wrap-ups