Land Title of America, Inc. is a corporation owned and managed by Stephen Collins, of the Collins family, which has provided superior service for title insurance and real estate closings in Saint Augustine and Saint Johns County for over thirty years. Much has changed in that time, but our high standard of customer satisfaction remains unaltered. Today, we enhance the accuracy and efficiency of our service with the latest technology for the benefit of our customers. Land Title of America, Inc. represents both stability and innovation in an ever-changing market.
Land Title of America is quickly available to answer your questions when challenges or trials arise. You do not have to deal with complicated online forums or frustrating dialing services, both of which distance you from a real and dedicated professional.
Land Title of America associates are happy to meet you at a location that suits your convenience. When we review your closing documents at your side, we make sure you understand them.
What is Title Insurance?Title Insurance protects you from financial loss due to a challenge against your real estate ownership.
Why buy Title Insurance?When was the last time you had to hire an attorney to defend your rights? It’s dang expensive. Think of that Owner’s Title Insurance policy as prepaid attorney’s fees. Whether or not someone has the right to challenge your ownership (even after you’ve sold), you still have to prove it in a court of law and that can be cost prohibitive. Title Insurance is an inexpensive way to protect your now and your future.
What are Title Endorsements?Title Insurance has exceptions and exclusions. Title Endorsements expand the base coverage. Mortgage lenders require certain endorsement on every loan, those expanded coverages are available to the owner as well. The Title Insurance does not cover against covenants and restrictions violations, mineral issues, easements, abusive associations, challenges against condominium declarations, and the list goes on…. For a one time nominal cost, Title Endorsements can further protect your investment.
What should I bring to my closing?All parties need to bring proof of identity to closing, in most cases this would be your Driver's license, in some cases additional identification may be required. The purchaser would also need to provide the funds due to closing, either in form of wire transfer or cashier's check.
How much does Title Insurance cost?Title Insurance fees are regulated by the State of Florida. The base rate is $5.75 per thousand up to $100,000, and $5.00 per thousand thereafter up to $1 million.
Frequently Asked Questions:
Land Title of America, Inc. is a title insurance company that fulfills the title insurance and closing needs of the real estate industry within the guidelines set forth in the Florida Administrative Code Chapter 4-186 and Chapter 626, Part V of the Florida Statutes.
Our current and potential customers are most valued in our company. Without them, we are not. Because of this, we are reliable, courteous, accurate, and very service oriented. We recognize the significance of customer input. We know how to effectively use their innovative ideas and constructive criticism.
We are honest in all our dealings. We uphold, sustain, and obey all the laws of the land. We do not compromise our values and standards for money.
We value the right to own real property, and desire to protect that right. We know that our forefathers and our friends of this century have fought and died for this right. We do not take for granted the great cost of our freedom.